Saving money is one of the most important things one can do with their finances, whether that is saving for something, or being prepared for an emergency. 💰
Because of this, I have uncovered some of the best quotes about saving money which is great for moms, dads, couples, kids, and those trying to reach FIRE.
Side note: If I have missed any saving money quotes that you think are a must-have, please drop them in the comments as I will be happy to include them in future updates! 😃
75+ Quotes About Saving Money For More Freedom!
1. “Save money and money will save you.” – Unknown
2. “Never spend your money before you have earned it.” – Thomas Jefferson
3. “Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin
4. “Keep calm and start saving money.” – William Shatner
5. “He who buys what he does not need steals from himself.” – Swedish Proverb
6. “Buy only what you need.’ – Unknown
7. “The art is not in making money but in keeping it.” – Proverb
8. “Staying in bed all day is my way of saving money.” – Unknown
10. “If you’re saving, you’re succeeding.” – Steve Burkholder
11. “It’s not about how much money you make, It’s how you save it.” – Proverb
12. “Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett
13. “If you buy things you do not need soon you will have to sell things you need.” – Proverb
14. “A penny saved is a penny earned.” – Benjamin Franklin
15. “Last year I had a little too much fun, this year is all about saving, building and growing.” – Unknown
16. “I’m stuck between I need to save money and you only live once.” – Unknown
17. “If you would be wealthy, think of saving as well as getting.” – Ben Franklin
18. “Being in control of your finances is a great stress reliever.” – Proverb
19. “Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man.” – Kahlil Gibran
20. “Save your money. You’re going to need twice as much money in your old age as you think.” – Michael Caine
21. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
22. “It’s not your salary that makes you rich, It’s your spending habits.” – Charles A Jaffe
23. “Don’t tell me what you value show me your budget and I’ll tell you what you value.” -Joe Biden
24. “I am positive that personal finance is 80 percent behavior and only 20 percent head knowledge.” – Dave Ramsey
25. “Thoughtful financial planning can easily take a backseat to everyday life.” – Suze Orman
26. “Never give up on a dream because of the time it will take to accomplish it the time will pass anyway.” – Earl Nightingale
27. “There are plenty of ways to get ahead. The first is so basic I’m almost embarrassed to say it; spend less than you earn.” – Paul Clitheroe
28. “Remember your ways of handling money have to work in good time and in bad.” – Dave Ramsey
29. “The enemy of the best is not the worst the enemy of the best is just fine.” – Dave Ramsey
30. “Being willing to delay pleasure for a greater result is a sign of maturity.” – Dave Ramsey
31. “A simple fact that is hard to learn is that the time to save money is when you have some.” -Joe Moore
32. “The quickest way to double your money is to fold it over and put it back in your pocket.” – Will Rogers
33. “Saving money won’t get us rich. You have to spend it to get it.” – Jonathan Anthony Burkett
34. “The bitterness of poor quality remains long after the sweetness of low price is forgotten.” – Proverb
35. “The goal isn’t more money. The goal is living life on your terms.” – Chris Brogan
36. “If you wish to get rich save what you get.” – Brigham Young
37. “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey
38. “The best way to save money is not to lose it.” – Les Williams
39. “Savings is a commitment, not an amount.” – Todd R Christensen
40. “If you save me today, I will save you tomorrow.” – Unknown
41. “Saving money isn’t about being able to buy bigger and better things. It’s about being prepared to take care of your family.” – Unknown
42. “Work Hard, live cheap and save your money.” – Edward C Moroney, Jr.
43. “In the long run, it’s not just how much money you make that will determine your future prosperity. It’s how much of that money you put to work by saving it and investing it.” – Peter Lynch
44. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought and so broadens the mind.” – Unknown
45. “The more you learn the more you earn.” – Unknown
46. “Every little bit counts, so rather than looking for one big way to save a ton of money, save in lots of small ways and set yourself up for success.” – Proverb
47. “Don’t marry save money and travel. ” – Unknown
48. “Money often costs too much.” – Ralph Waldo Emerson
49. “Do not value money for any more nor any less than its worth; it is a good servant but a bad master.” – Alexandre Dumas
50. “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.” – Jack Benny
51. “If you live for having it all, what you have is never enough.” – Vicki Robin
52. “By definition saving for anything requires us to not get things now so we can get bigger ones later.” – Jean Chatzsky
53. “Saving money is a good habit, especially if it was done by your parents.” – Winston Churchill
54. “Whenever you save water and power, You’re definitely saving money down the road.” – Craig Peterson
55. ” A decision about your budget tells you where your money will go. Making a budget will restrain you from wondering where all your money went.” – Proverb
56. “The difference between time and money is that money can be stored for future use. Most people make the mistake of saving money by wasting their time.” – Unknown
57. “It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.” – Alexa Von Tobel
58. “Spend money to save time not time to save money.” – Chirayu Singh
59. “I save money when I’m working so that I never have to take a role simply to pay the bills.” – Gary Sinise
60. “The end of fear is where we begin, The moment we decided to love in” – Proverb
61. “The easiest way to save money is to waste less energy” – Barack Obama
62. “Pray like it all depends on God, but work like it all depends on you.” – Dave Ramsey
63. “Saving money during the pandemic” – Unknown
64. “Save money on the big, boring stuff so that you have something left over for life’s little pleasures.” – Elisabeth Leamy
65. “You’ve got to tell your money what to do or it will leave.” – Dave Ramsey
66. “Spare no expenses to save money on this one.” – Samuel Goldwyn
67. “If saving money is wrong, I don’t want to be right.” – William Shatner
68. “Saving is a very fine thing. Especially when your parents have done it for you.” – Winston Churchill
69. “It’s curious that only in Washington can you spend 2 billion and claim that you’re saving money” – Rand Paul
70. “Everything good and bad comes from your own mind. To find something beyond the mind is impossible.” –Â Proverb
71. “Save a little money each month at the end of the year you’ll be surprised at how little you have.” – Ernest Haskins
72. “The only reason to save money is to invest it.” – Oscar Auliq
73. “All days are not the same. Save for a rainy day. When you don’t work savings will work for you.” – Proverb
74. “We all need to save money to send our kids to college, to buy our first house, and to retire. But the truth is that most of us don’t save very much” – Timothy Noah
75. “Saving will not make you rich, Only canny investments do that. The role of savings is to keep you from becoming poor.” – Jane Bryant Quinn
76. “Money looks better in the bank than in your closet” – Unknown
77. “If you would know the value of money, go and try to borrow the same.” – Benjamin Franklin
78. “Open source isn’t about saving money, it’s about doing more stuff, and getting incremental innovation with the finite budget you have.” – Jim Whitehurst
Final Thoughts
Hopefully, these quotes about saving money have helped you to motivated and disciplined to keep putting money aside each week, fortnight, or month.Â
Also if you are new to saving money, these quotes and proverbs are a great starting point as they provide inspiration to get started.
If you have always struggled with saving money from your job or business, this resource is a really helpful starting point as it takes you through the process step-by-step.